The six we get asked most, answered from plans we've tested ourselves.
Does "Unlimited" actually mean unlimited?
Not exactly. Every U.S. "unlimited" plan has a premium high-speed threshold — typically 30GB to 100GB. After that, speeds may slow during congestion. Truly uncapped plans exist but cost $90+/month.
What is an MVNO and should I trust one?
MVNOs like Visible, US Mobile, and Mint rent access from major carriers and pass on the savings — same towers, 30–60% less. The trade-off is possible deprioritization during congestion.
Carrier phone or unlocked?
Carrier "free phone" deals are 24–36 month bill credits that lock you in. Unlocked costs more upfront but lets you switch anytime — often onto cheaper MVNO plans like US Mobile at $32.50/mo.
Which carrier has the best coverage?
It varies by ZIP. T-Mobile leads urban 5G; Verizon is strongest rural; AT&T sits between. A great plan on a weak-coverage network beats nothing — check your area first.
Are there senior discounts?
Availability differs by carrier. T-Mobile's 55+ plans are nationwide; Verizon's 55+ is Florida-only; AT&T's 55+ has limited eligibility. Consumer Cellular and Lively are nationwide alternatives.
Can I keep my number and phone?
Yes. If unlocked, bring your phone to any carrier. For your number, request an account number and transfer PIN — never cancel first. Ports usually finish within 24 hours.