Best AT&T Prepaid Plans 2026: Pricing & Features
Looking for a phone plan that offers top-tier coverage without the credit check or annual contract? AT&T Prepaid might be what you're looking for.
Instead of signing a long-term agreement, this guide will help you understand their service so you can see if switching is the right choice for you.
What is AT&T Prepaid?
Formerly known as GoPhone, AT&T Prepaid is the direct, no-contract division of AT&T. It became popular by offering the same reliable service as the main brand but at a much lower price point.
It is different from smaller budget carriers (MVNOs) because it is owned and operated directly by AT&T.
Since they own the network, you aren't renting space from a third party. Their service is for people who want premium coverage and data speeds but prefer to pay upfront and avoid monthly billing surprises.
Which Network Does AT&T Prepaid Use?
AT&T Prepaid uses the native AT&T network—the same one used by their postpaid customers. This means your service will have the same footprint, including their extensive rural coverage. For the best idea of signal strength in your neighborhood, you should check the coverage map on their website.
Plans & Pricing
AT&T Prepaid offers a mix of plans designed for different budgets. A popular feature on their fixed-data plans is "Rollover Data," which saves your unused data for the next month.
Here is a breakdown of the current plan lineup for 2026:
| Plan Name | Price (w/ AutoPay) | Data Allowance | Mobile Hotspot | Key Best Feature |
| Unlimited Max | ~$55 / mo | Unlimited Premium* | 25GB included | High-speed data that doesn't slow down based on usage + HD streaming. |
| Unlimited | ~$40 / mo | Unlimited | 5GB (at reduced speeds) | Affordable entry into unlimited data (speeds may slow when busy). |
| 12-Month Annual | ~$300 / yr (~$25/mo) | 16GB / mo | Included (uses plan data) | Best Value: The lowest monthly cost for moderate to heavy users. |
| 5GB Plan | ~$30 / mo | 5GB | Included (uses plan data) | Rollover Data allows you to keep unused gigabytes for the next month. |
*Note: Prices and data allotments are subject to change. Taxes and fees are extra.
Options include:
- Monthly Unlimited Plans: These offer unlimited talk, text, and data. The premium "Unlimited Max" version is the top choice for power users, offering high-speed data that isn't deprioritized during congestion.
- Multi-Month (Online Exclusives): Available in 3 or 12-month increments, these plans provide the best value. The 12-month plan listed above is a customer favorite, bringing the effective monthly cost down to just $25.
- Family Plans: You can create a "Multi-Line Account" to add multiple lines. The more lines you add, the bigger the discount, making it very competitive for families.
How AT&T Prepaid Compares
AT&T Prepaid isn't the only option. Here is how it stacks up against other popular no-contract carriers in 2026.
| Carrier | Network | Best For | Vs. AT&T Prepaid |
| AT&T Prepaid | AT&T (Native) | Reliability & Mexico/Canada | The Baseline. Offers the best roaming and store support but charges extra for taxes/fees. |
| Visible by Verizon | Verizon | Heavy Data Users | Cheaper Unlimited. Visible+ offers truly unlimited hotspot, often for a lower price, but lacks physical stores. |
| Cricket Wireless | AT&T | Families | Taxes Included. Owned by AT&T, but the price you see is the price you pay. Often better for 3+ lines. |
| Mint Mobile | T-Mobile | Budget Seekers | Lowest Price. Uses T-Mobile's network. Cheaper ($15-$30/mo) but requires buying 3-12 months upfront. |
| Google Fi | T-Mobile | Travelers | Int'l Roaming. Superior for global travel, but significantly more expensive for a single domestic line. |
Key Features
Beyond the basics, AT&T Prepaid includes several valuable features:
- Rollover Data: Available on fixed-data plans (like the 5GB option), this feature automatically carries over your unused data to the next month so you don't lose what you paid for.
- Mexico & Canada Use: Most plans (especially the 16GB Annual and Unlimited Max) include unlimited talk and text to Mexico and Canada, and you can use your data in those countries just like you do at home.
- Sponsored Data: Browse and stream content from select partners without using your data allowance.
- eSIM Support: You can activate service instantly on compatible iPhones and Android devices without waiting for a card in the mail.
Pros and Cons
AT&T Prepaid is a great middle-ground for many, but it has its trade-offs. Here is a look at the good and bad points.
✅ Pros:
- Network Reliability: You get access to the massive AT&T native network, which is often better in rural areas than competitors.
- Rollover Data: A rare feature that helps light users maximize their value.
- Mexico & Canada: Excellent roaming benefits included in most standard plans.
- Store Access: Unlike many budget carriers, you can walk into an AT&T store for assistance (though fees may apply).
- Flexible Terms: No contracts mean you can switch plans or leave whenever you want.
❌ Cons:
- Deprioritization: On some cheaper unlimited plans, your speeds may slow down if the network is busy (congestion).
- Video Limits: Video streaming is often capped at Standard Definition (480p) unless you are on the most expensive plan.
- Customer Service: While better than some MVNOs, prepaid support is separate from postpaid and can sometimes be harder to navigate.
- Activation Fees: If you activate in a store, you might be charged a fee that online users avoid.
Customer Service & Support
AT&T Prepaid offers more support channels than the average budget carrier.
- Phone Support: dedicated prepaid customer care lines.
- In-Store Support: You can visit corporate AT&T stores for help with SIM cards, devices, and payments.
- myAT&T App & Website: A robust app allows you to change plans, add data, and manage auto-pay easily.
- Community Forums: An active online community where users help each other troubleshoot issues.
It is helpful to know that while you can visit stores, some sales reps prioritize postpaid accounts, so simple tasks are often best done via the app.
How to Switch to AT&T Prepaid
Thinking of a change? Switching is a straightforward process:
- Check Compatibility: Ensure your phone is unlocked. Most modern phones work seamlessly with AT&T.
- Choose Your Plan: Decide if you want a monthly plan or an online-exclusive annual deal.
- Order Your SIM or eSIM: Buy a kit online (often free) or pick one up at a retailer like Walmart or Target.
- Activate Your Service: Go to the activation portal online.
- Keep Your Number (Porting): During the online activation, select the option to keep your number. You will need your account number and PIN from your old provider.
- Fund the Account: You must make a payment to start the service.
Is AT&T Prepaid Right for You?
AT&T Prepaid stands out as a strong choice if you want the reliability of a major network without the high price or credit check of a postpaid plan. We like that it offers unique perks like Rollover Data and seamless roaming in North America.
So, before you switch, think about your monthly data usage and whether you need consistent high speeds in crowded areas. If you value coverage and flexibility over having the absolute lowest price, AT&T Prepaid is definitely worth checking out.
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