Best T-Mobile MVNOs 2026: Fastest 5G Plans for Less

T-Mobile has officially won the 5G race. They consistently rank as having the fastest download speeds and the widest 5G availability in the United States. But their premium "Go5G" plans have become expensive, often costing $90+ for a single line.

The smart move? Switch to a T-Mobile MVNO.

These carriers use the exact same 5G towers as T-Mobile but charge significantly less. Whether you need international calling, unlimited data, or just the cheapest possible bill, there is a T-Mobile-powered carrier for you.

Here are the best carriers on the T-Mobile network ranked for this year.

1. Mint Mobile (Best Overall Value)

You have likely seen the ads, and for once, the product lives up to the hype. Mint Mobile disrupted the industry by selling wireless service in "bulk." Instead of paying monthly, you pay for 3, 6, or 12 months upfront.

By buying in bulk, you get premium data prices that are hard to beat. All plans include 5G access, mobile hotspot, and free calling to Mexico and Canada.

• Best For: Budget-conscious users willing to pay upfront.
• Key Feature: "Buy in bulk" savings model.
• Network: T-Mobile 5G & 4G LTE.

Read our deep dive: Mint Mobile Review: Is the $15 Bulk Plan Worth It?

2. Metro by T-Mobile (Best for Unlimited Data)

If you want a "postpaid" experience without the credit check, Metro (formerly MetroPCS) is the top choice. Because it is owned directly by T-Mobile, it often gets higher priority on the network than other prepaid brands.

Metro is famous for its perks. Their top-tier plans often include subscriptions like Amazon Prime or Google One, and they are one of the few prepaid carriers that offer significant discounts on new phones when you switch.

• Best For: Heavy data users who want free phones and perks.
• Key Feature: Amazon Prime often included; Scam Shield protection.
• Price: Higher than Mint, but includes more features.

Read our deep dive: Metro Starter Plus Plan Review

3. Google Fi Wireless (Best for Travel & Flexibility)

Google Fi is a unique beast. While it primarily runs on T-Mobile’s 5G network, it offers features that no other carrier can match, specifically for international travelers.

With their "Unlimited Plus" plan, you get data usage in 200+ countries at no extra cost. It is the only prepaid plan where you can land in London, Tokyo, or Sydney and have your phone just work without buying a local SIM card.

• Best For: International travelers and Android enthusiasts.
• Key Feature: Seamless international data roaming.
• Integration: Deep integration with Pixel phones and Google ecosystem.

Read our deep dive: Google Fi: The Ultimate Guide Before You Switch

4. Ultra Mobile (Best for International Calling)

Ultra Mobile focuses heavily on connecting you with friends and family abroad. Even their base plans include unlimited talk to 90+ international destinations.

If you have family in India, China, Mexico, or Europe, Ultra Mobile is likely cheaper than paying for a separate international calling card or add-on.

• Best For: Expats and users with family abroad.
• Key Feature: Unlimited global text and talk to 90+ countries.

Read our deep dive: Ultra Mobile Review & Switching Guide

5. TextNow (Best Free Option)

If your budget is literally $0, TextNow is the answer. They offer a "Free Wireless" plan that is ad-supported. You can make calls and texts for free using their app (which runs on the T-Mobile network).

It’s a great option for a backup phone, a child's first device, or anyone in a financial pinch.

Read our deep dive: TextNow Review: Free Calls & Texts?

What is a T-Mobile MVNO?

A T-Mobile MVNO is a carrier that rents access to T-Mobile’s network. Because T-Mobile has built such a massive 5G capacity (thanks to their merger with Sprint), they are very friendly to MVNOs, often allowing them access to the full "5G Ultra Capacity" (UC) speeds that make 5G fast.

Does the 5G really work?

Yes. In our testing with carriers like Mint Mobile and Google Fi, speed tests often show the exact same download speeds as a direct T-Mobile Postpaid plan.

Can I bring my own phone?

Yes. T-Mobile is a GSM network, which means it is the most compatible network in the world. Almost any unlocked iPhone, Samsung Galaxy, or Pixel device will work instantly with a SIM card from these carriers.

Which T-Mobile MVNO is right for you?

• Choose Mint Mobile if you want the absolute lowest price ($15/mo) and good data.
• Choose Metro by T-Mobile if you want a free phone and truly unlimited data.
• Choose Google Fi if you travel internationally.
• Choose Ultra Mobile if you frequently call friends overseas.